Financial Planning

Sometimes board presentations reach a point where the discussion moves beyond the numbers themselves. The CFO may be presenting strong results and a credible growth forecast, but eventually someone asks about the assumptions behind the model. What has to happen for those projections to hold? What are the key risks? What changes if one of […]

The model may be right on the math and still wrong for the moment. The numbers support the case, the forecast shows a return, and the assumptions may hold up under review, but experienced executives know that a technically sound model is only one part of the decision; the harder question is whether the business […]

The question usually surfaces in a leadership meeting that starts calm and ends with silence. Two paths are on the table. Both have real upside. Both carry real risk. The team is divided, or worse, everyone is nodding because no one wants to be the one who says they don’t know. And the CFO or […]

Dayton has always punched above its weight. This is the city that gave the world powered flight, the cash register, the pop-top can, and a disproportionate share of the country’s aerospace and defense capabilities. The region has a deeply practical, build-something-real culture, and it’s produced generations of business owners who are exceptionally good at their […]

Here’s something we see more often than we’d like: a business owner who has spent 20 or 30 years building something real — real customers, real revenue, real value — finally decides it’s time to think about stepping back. And in that conversation, almost always within the first few minutes, they say something like, “I […]

If you own a manufacturing business and you’re thinking about eventually selling it, there’s something worth knowing upfront: manufacturing businesses are genuinely harder to sell than most other types of companies. Not impossible — far from it. But the structural characteristics of manufacturing create a specific set of challenges that catch owners off guard when […]